Rebuttal

Your insurer denied your claim
betting you'd give up.

Most people do. You don't have to.

We draft the federal appeal letter your insurer
is legally required to answer.

85 million claims are denied every year.

Less than 1% are ever appealed.

Insurers are counting on your silence.

(Kaiser Family Foundation)

Most plans allow 180 days to appeal. Insurers don't remind you.

How it works

Three steps. One letter they can't ignore.

  1. 1

    Upload your denial letter

    PDF or photo. We extract the denial code, procedure, and your plan type.

  2. 2

    Confirm your plan type

    One question: employer plan (ERISA) or marketplace / government (ACA). We cite the right federal regulations.

  3. 3

    Receive your appeal letter

    Pay once, get your complete letter by email — cited, formatted, ready to send to your insurer.

FAQ

Common questions

  • What is this?

    Rebuttal reads your insurance denial letter and drafts a complete appeal letter citing the federal regulations your insurer must respond to under ERISA § 503 or 45 CFR § 147.136.

  • Why shouldn't I use generic templates or standard AI tools?

    Insurers employ automated systems that instantly flag and reject boilerplate appeals and generic AI outputs. A successful appeal must explicitly connect the clinical rationale of your specific provider to the legal mandates governing your exact plan type. Our platform architects a bespoke legal argument that cannot be mistaken for a generic template.

  • Is my data secure while you process my document?

    We enforce strict data minimization and zero-retention. Your denial letter is processed in memory, encrypted during transit using TLS 1.3, and permanently deleted after your appeal letter is delivered. We never sell, share, or train our models on your data.

  • Does this constitute legal advice?

    No. The platform serves as an advanced drafting engine, not a law firm. It maps your denial to publicly available federal regulations to generate a starting point for your appeal. Always verify deadlines and consult a licensed professional for legal advice.

  • How do I contact Rebuttal?

    For questions about your letter or the service, reach us at hello@sendrebuttal.com.

  • Why $9.99?

    One letter from an attorney costs $300–$500. We charge $9.99, once. No subscription.

Rebuttal cites federal regulations verified against primary sources: ERISA § 503 · 29 CFR § 2560.503-1 · 45 CFR § 147.136. Every letter passes an automated review before delivery. Documents are permanently deleted after your letter is sent.